Blackvale Business Funding, based in Bay City, Michigan, helps Bay County restaurants, stores, contractors, repair shops, landscapers and taverns compare six funding types, then passes requests to funding partners that review them and set any terms.
Why Blackvale Starts With Equipment for Kitchens, Bays and Crews in Bay County, MI
The trades on this site lean on equipment: restaurants with hoods and walk-ins, repair shops with lifts and racks, contractors with loaders and trucks, landscapers with mowers and plows, taverns with draft systems. Financing matched to a machine's working life keeps its payment in step with what it earns, so Blackvale puts equipment financing first and the other five options beside it.
The trade pages follow from that: restaurants, retail, construction, auto repair, landscaping and bars.
Blackvale Prepares the Request; a Funding Partner Approves or Declines It
Blackvale's work comes before any decision: hearing what the purchase is, matching it to a funding type and assembling a request a funding partner can review. The partner then approves or declines, and sets the amount, price and terms.
Nothing here is an offer of credit, and Blackvale does not set rates. How requests move goes step by step.
Restaurants, Retail and Construction Counts Behind the Bay County, MI Pages
Restaurants and other eating places were the largest four-digit industry by employers in Bay County, MI in 2023, with 153, and retail trade was the largest sector, with 356 employer establishments (County Business Patterns). Construction counted 169 employers, with $97.9 million in annual payroll.
Every figure on these pages names a Census Bureau program and year. The Bay City, MI page collects them.
Outside Blackvale's Scope: Personal, Startup, SBA and Trucking Requests
Blackvale takes requests from operating businesses for business use. Personal loans, payday and auto title loans, mortgages, startup loans, SBA loans and grants are outside its scope, and so is funding for trucking companies.
Startup questions can go to the Michigan SBDC's Lake Huron Region, which serves Bay County; ask the center about any fees.
Phone, Web Form and Office Address for Blackvale in Bay City, MI
The office is at 902 N Water St, Bay City, MI 48708. The phone line is (989) 279-5551, and the web form takes requests at any time. No email address is published.
The contact page lists questions to think through before calling.
By Blackvale Business Funding · Updated